Various types of credit card available today are one of the most sought-after payment tools available today, as they provide the convenience and freedom of spending as and when required. Along with accessibility, these payment options also offer a host of additional benefits that enhance the user experience.
Financial products like RBL credit cards further amplify customer convenience with exclusive offers and discounts that allow one to get the best deals on their expenses. However, to maximize the benefits of such offers, you need to use your credit card efficiently.
Tips to get better deals on credit cards
Here are some tips on how you can get the best deals on your credit cards –
- Shop from partner outlets
Most credit card providers come with an affiliation to different brands, retail outlets, and shopping platforms. Due to this partnership, individuals can get better deals when they shop from these stores.
For instance, if your RBL credit card has tie-ups with a retail chain, then that store or brand can provide exclusive offers to such payment cardholders as discounts or cashback. trending politics Contrarily, shopping from stores that are not partnered can leave one devoid of all such benefits.
- Look for accelerated reward points
Reward points are available as standard benefits across every credit card type and are often provided with every transaction. However, if you shop from selected stores or product categories, you can earn accelerated reward points.
Therefore, to make the most of these credit card benefits, you need to search for these categories beforehand. Redeeming such accumulated reward points can help users save on future purchases.
- Sign up for notifications
To maximize the usage of your credit card and get better deals, you can sign up for notifications from the credit card issuer, or partner brands. It will help you to stay updated about the upcoming offers and deals, which you can use to your advantage.
- Use the right card type as per your spending habits
Along with the regular cards, various purpose-specific cards are also available, like a fuel credit card, travel credit card, shopping credit card, etc. The working principle of such payment cards allows individuals to get better offers upon using them for designated purposes.
For example, if you have availed of a fuel credit card and use it to purchase fuel from partner brands, you will receive additional benefits on every transaction. It can be additional reward points, surcharge waiver, and many more.
For instance, cards like the RBL credit card come with partner fuel stations and online as well as offline shopping stores all over the country, which allow you to save substantially on regular purchases.
- Opt for a feature-loaded card
Lastly, you can always opt for a feature-loaded card that offers a host of benefits to users such as convenient payment in EMIs. Select variants of cards like the Bajaj Finserv RBL Bank SuperCard also come with accelerated reward points, festive deals, ATM withdrawals at zero interest for as long as 50 days, to name a few.
Additionally, the flexible terms will also help you use and maintain the credit card without any hassle. Moreover, you can quickly apply for this credit card online in just 3 simple steps to further increase your convenience.
Additionally, pre-approved offers from card providers like Bajaj Finserv have made availing loans convenient and time-efficient. These offers are available on several financial products like business loans, personal loans, etc., alongside credit cards. You can check your pre-approved offer by submitting the essential contact details.
Payment cards like RBL credit cards help individuals meet an array of financial needs. The wide range of additional benefits associated with them further allows you to save substantially on every purchase. Also, with proper use like timely and full payment of bills, a credit card can help improve your credit score.